Food Insurance Blog

Common Household Hazards

When thinking about emergency preparedness, we often focus on major weather events, seismic activity, or even terrorist attacks.  All too often, we completely overlook events that are much more commonplace, and can be equally as dangerous.  One area that I believe every family needs to think about is the dangers of chemicals that are readily accessible in our homes.

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Buy Now or Save?

When getting ready to buy supplies to prepare for an emergency, people often ask whether it is better to buy a little at a time or all at once.

The answer is… it really depends on you.

The two major factors are your financial situation and your personality. Each method has its advantages and its disadvantages. Those two factors will help you to navigate which path is better for you. With that said, here is a list of pros and cons for each approach.

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Tornadoes 101 – Basic Information for Recognizing and Understanding Tornadoes

Definition

What are tornadoes really? The simple explanation is that they are a very powerful rotating column of air. But where does that power come from, and how does the spiral form? A select few factors need to be present in the right place at the right time for a tornado to form. It takes just a current of low, warm moist tropical air foiled with cold polar air to create the perfect storm. It is the combination of these factors that incentivize tornado-forming supercells to come out and play. Supercells are giant thunderstorms that often precede tornadoes. These thunder clouds rival your typical angry rain cloud as they can get grow up to 50,000 feet in height.

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Starting Small – Essential Items For Any Emergency

More often than not, getting started with a task is more difficult than actually following through with and finishing the task. Emergency preparedness is no different. The task can seem overwhelming simply because it seems like there is so much that needs to be done to be fully prepared for an emergency situation.  However, if you start small and continually work on building your emergency supply, you will soon find that it is not as difficult as it may appear. Read more…

Evacuation Planning

There are many different types of emergency situations that your family can face. Depending on where you live, there is the possibility that certain disasters could force you to evacuate from your home. In anticipation of certain emergencies or natural disasters, such as hurricanes, floods, or wildfires, local officials often order mandatory evacuations. Having an emergency preparedness plan for such situations will help your family be able to get out of the path of danger. Read more…

Entertainment During an Emergency?

When we plan for emergency situations, we often focus so much on the aspect of meeting physical necessities for survival that we don’t even take other things into account. If a natural disaster such as a severe winter storm makes it so you are unable to leave your house for a week, what are you going to do besides eat food and huddle under blankets to stay warm? As odd as it may seem, including forms of entertainment in your emergency preparedness plans can actually be a great asset to your family’s ability to cope with an emergency.  Read more…

Pets and Your Family Emergency Plan

When I was 10 years old, I came home one day to find my parents playing with a German shepherd puppy. German shepherds, as you probably are already picturing in your mind, have that ever alert, Rin Tin Tin-ny readiness. Their ears perk up like satellite dishes, and their stance always seems to be saying, “Don’t worry, beloved owner. I’m already pointed towards the nearest police station.” Some even look bright enough to help file your taxes. Read more…

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What Should my Emergency First Aid Kit Include?

You’re no dummy. You know what a first aid kit is — and that it might just save your life during a natural disaster or emergency.

But it’s not always easy to know what should go in a first aid kit. Determining what fits your emergency preparedness needs is a task best addressed sooner, not later. There are plenty of items to consider for your first aid kit. Here are several you can’t go wrong with: Read more…

How Often Should I Update My Emergency Storage?

I learned the hard way that if you don’t check something often enough, you can end up with trouble. I am guilty of not changing the filter for my air conditioning and furnace unit. Even if I had known how often I should replace it, I’m not sure I would have actually done it. When the weather turned warm and I started using the air conditioning, I suddenly had a problem. Water started leaking out the bottom of the unit threatening to ruin my newly installed basement flooring. My failure to check and replace the filter had caused a potentially disastrous situation. Read more…